Expert services to fuel growth and innovation.
Software Development
We build high-performance digital products tailored to your unique business needs - from core infrastructure to user-facing experiences.
Our Methodology:
Our development approach is modular, agile, and security-conscious from the ground up. We support our clients across the full lifecycle of product development through three key areas:
Architecture & Infrastructure
We design robust backend systems using modern technologies such as Python, Rust, Kubernetes, and Ansible - optimized for scalability, resilience, and future growth. Whether you’re building from scratch or modernizing legacy systems, we ensure clean foundations and seamless integrations.
Product Engineering
Our cross-functional teams turn your product vision into reality - fast. We work in tight sprints, validate with users early, and ship iteratively to reduce time-to-market while keeping flexibility high. You get a real partner that builds with you, not just for you.
Quality, Security & DevOps
Every line of code is built for durability and security. We implement CI/CD pipelines, automated testing, infrastructure-as-code, and compliance-aware development practices from day one - reducing risk while accelerating deployment.
From MVPs to mission-critical platforms, we build with intention: fast, reliable, and ready to scale.

R&D
We explore new frontiers in technology to unlock the next wave of innovation - for our clients and for the ecosystem at large.
Our Methodology:
Our R&D practice is rooted in experimentation, deep-tech expertise, and rapid validation. We take high-risk, high-reward ideas from whiteboard to proof-of-concept across three focus areas:
Emerging Tech Exploration
We dive into cutting-edge domains - from decentralized finance to AI-native infrastructure - identifying opportunities before they become trends. Our R&D team prototypes quickly, testing feasibility and market fit with real users and data.
Product Incubation
Many of our flagship solutions (like ElenPAY, NjordX, and Overe) were born in our R&D lab. We validate concepts with fast feedback loops, then evolve them into scalable, production-ready platforms with clear business models.
Client-Driven Innovation
We co-develop advanced solutions for partners who want to experiment outside the constraints of their core operations. Whether it's a crypto integration, a zero-knowledge system, or an internal AI tool - we help de-risk the unknown.
R&D isn't a department - it's a mindset. At Clovr Labs, we don't just follow innovation. We build it.

Cybersecurity Consulting
We help fintechs and other high-liquidity businesses secure their most critical assets through a proactive and adaptive security approach.
Our Methodology:
Our consulting model is built around three key pillars that combine strategic analysis with offensive simulation and adaptive defense:
Liquid Threat Mapping
360° Attack Exposure
- Social engineering (e.g. phishing campaigns, impersonation)
- Digital infrastructure (vulnerability assessments, penetration testing)
- Physical access (on-site breach simulation and surveillance testing)
- This ensures no surface of attack is left unchecked.
Non-Linear Defense
Our approach moves beyond audits, it’s an immersive simulation and protection layer designed to adapt to the pace of real threats.



